Your privacy matters — everything stays on your device.

WalletPlus does not collect, store, or transmit any personal information. We do not require an account, email, phone number, or any identity details to use the app.

All data — including contacts, lent/borrowed entries, settlements, and schedules — is stored locally on your device. We do not upload your data to any server or cloud service.

You can enable app lock (PIN or biometric depending on device support). Your PIN is stored as a SHA-256 hash, never in plain text. This ensures only you can access your stored financial entries.

WalletPlus does not integrate with analytics, advertising services, or external SDKs. We do not share your information with third parties because we never collect it in the first place.

Contacts — only when you tap 'Pick from contacts'; we read the single entry you select and never scan your contact list. Camera & Photos — only when you attach a proof image to a settlement or set a profile avatar. Notifications — to deliver reminders for events you schedule. Biometric / Fingerprint — only if you enable biometric unlock under Security settings.

When you tap 'Export', WalletPlus writes a JSON file to a location you choose. That file contains all your data, including settlement attachment images encoded inside it. Once exported, that file is outside WalletPlus's control — you decide where it goes and who has access to it.