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Wallet Plus
Lend, Borrow, Settle — All Offline

Track Every Rupee.
Lent or Borrowed.

Wallet Plus is a private, offline tracker for money you lend and borrow. Settle in installments, attach proof, and never wonder “did they pay me back?” again.

View Features
100% Offline
PIN & Biometric Lock
No Account Needed

Everything you need to track lend & borrow

Wallet Plus is built around one idea — every rupee you lend or borrow is tied to a contact, and you can settle it whenever it happens.

Lent & Borrowed

Tag every transaction as Lent or Borrowed. Clean, one-tap entry with notes and dates.

Per-Contact Ledger

Each contact has their own balance and full history. You always know who owes what.

Installment Settlements

Settle a loan in parts. The running balance updates automatically until it's fully paid.

Proof Attachments

Attach a photo or screenshot to any settlement so you keep proof of what was paid.

Reminders & Schedule

Get a nudge on the day you're owed — or owe — money. Local notifications, no internet required.

Backup & Restore

Export your data to a JSON file and restore it on a new device with smart merge or replace.

Offline-First

No account, no signup, no servers. Everything works without an internet connection.

PIN + Biometric Lock

Lock the app with a 4-digit PIN (SHA-256 hashed) and fingerprint or face unlock.

Get started in four simple steps.

01

Add a Contact

Pick from your phone's contacts or add one manually. Every transaction lives under a contact.

02

Record Lent or Borrowed

Enter an amount, choose Lent or Borrowed, and add an optional note. It's that simple.

03

Settle in Installments

Pay back ₹500 today, the rest next week. Wallet Plus tracks the remaining balance until it's done.

04

See the Big Picture

Dashboard shows total lent, total borrowed, and your net position — with charts over time.

Privacy & security you can verify.

Wallet Plus is local-first by design. There’s nothing to sync because there’s no server — your data stays on your device and never leaves unless you export it yourself.

PIN Lock with Lockout

Optional 4-digit PIN stored as a SHA-256 hash. Repeated failed attempts trigger a timed lockout.

Biometric Unlock

Opt in to fingerprint or face unlock. PIN remains as a fallback so you're never locked out for good.

Local-Only Storage

Your contacts, transactions, and settlements stay on your device. No cloud, no sync, no servers.

No Tracking, No Ads

No analytics, no advertising SDKs, no third-party services. Your data has no second life.

Your data, your device, your rules.

No account. No cloud upload. No third-party SDKs. The only copies of your data are the ones you make.